Which of the following would NOT be covered under Errors and Omissions insurance?

Errors and Omissions (E&O) insurance primarily provides coverage for professionals against claims of negligence, errors, or omissions that occur in the course of their professional services. This type of insurance typically covers claims related to services provided by the insured, which could include mistakes in professional advice or failure to perform services as promised.

Bodily injury claims generally arise from physical harm to an individual, which falls outside the purview of Errors and Omissions insurance. Instead, these claims are usually covered under general liability insurance policies. Therefore, when considering the nature of coverage provided by E&O insurance, bodily injury claims are not included because they pertain to physical harm rather than professional errors or omissions.

On the other hand, claims such as sexual harassment, discrimination, and wrongful termination often involve allegations related to the services provided by an insured and their professional conduct, which may lead to lawsuits concerning failure to uphold standards of conduct or safe practices. These types of claims could potentially be tied to the professional responsibilities of individuals in certain fields, making them more aligned with the types of risk that E&O insurance is designed to cover.